Member Portal Notices-Information Mobile App Preventive Health Services Portal Information Learning Resources Contact Us Home Contact Us Member Employer Broker / Agent Provider English or Spanish Customer Service 7am - 7pm CT Monday - Friday 800-374-1835 customer-service@nipponlifebenefits.com Japanese Customer Service 8am - 7pm CT Monday - Friday Though you might receive some financial benefits for oral surgeries, specific types of tooth extractions and other medically indicated treatments, you will likely pay out of pocket for your dental care unless you carry dental insurance. Check the initial credentialing status for new providers. Sun Life Financial, 2323 Grand Boulevard, Kansas City, MO 64108 To help you find the right dental insurance policy, package or provider, weve compiled a list that takes into account the fact that the best policy for one person may not work for another. Here is a list of the products offered by Kansas City Life Group Benefits: Small Group Products A policy can lower your out-of-pocket costs and help keep your household budget under control without sacrificing your dental health. Kansas City Life Insurance Company A promise of financial strength is only as good as the company that makes it. Coverage may not be available in all states. Submit dental claims for insured benefits to: Kansas City Life Insurance Company P.O. Therefore, if you know youll need work done in the short but not immediate term, you can avoid paying the higher premiums associated with plans that have no waiting period at all. Our PPO networks include dentists contracted with Dental Health Alliance, L.L.C. (DHA) and dentists under access arrangements with other dental networks. Money Research Collectives editorial team solely created this content. Yet dental implant surgery can be costly. While we stay open, Kansas City Life is committed to doing what is right in the interest of the health of our communities and we have taken steps to reduce the spread of this virus. Producers Home; Find a Form . Many of the updates implemented were based on your suggestions. If your family gets its health insurance through your states Affordable Care Act (ACA) health insurance marketplace, any children under 18 will receive dental coverage as an essential health benefit. About Kansas City Office. Employers with groups as small as two can find the right coverage at affordable prices. Weve made Security Assured a way of life and you can, too. . Some of the companys competitors have networks of participating dentists numbering in the 40,000-44,000 range. Prepaid Plan topics . During times of hardship and uncertainty, Kansas City Life Insurance Company has always stood strong. Kansas City Dental Implants and Oral Surgery excels at this balance. Here are the Confidentiality Notice | We offer both Dental Insurance and a Dental Savings Plan so that you can find the best option to meet your dental needs. During these unprecedented times, Kansas City Life Insurance Company continues to provide Security Assured to our policyowners. Click on your state and get a dental insurance plan that adjusts to your budget. Coming up with a comprehensive list of the best dental plans for 2022 involved analyzing the advantages and disadvantages of numerous providers. With an average tenure of more than 13 years, you can trust that the Kansas City Life Group Benefits team has the skills and expertise to assist our clients professionally and efficiently. More. Why we chose it: The 1Dental plan offers the affordability individuals and families want out of their dental coverage. This content was created by Money Research Collective and published here with permission from McClatchy to help readers navigate their financial world. Para buscar un dentista en espaol u otro idioma, por favor visite la Conexin de Red Dental bsqueda de dentistas. Save Time With Live Chat When it comes to choosing an oral surgeon, most patients want someone who can balance state-of-the-art clinical care with a friendly, approachable demeanor. What to Know About Neobanks, No waiting period for preventative cleanings and checkups, Certain plans include cosmetic dentistry services and teeth whitening procedures, Available on most states' ACA health insurance marketplaces, Rates may be higher or certain plans unavailable in your state, Certain plans limit orthodontia benefits to members under age 19, No waiting period for preventative care at all plan levels, Affordable plans and comprehensive coverage tiers, More than 120,000 dentists within the company's PPO network, Some coverage tiers require a 12-month waiting period for major work, No coverage for orthodontic treatment or dental implants, Annual maximum benefit of $5,000 for some plans, Premiums are higher than with other plans, Access to approximately 130,000 providers associated with the Aetna Dental Access Network, Not an insurance plan, so all procedures require out-of-pocket payment, Your savings and ultimate cost depend on what your dentist charges, Affordable plans with a four-month waiting period for most services, Various price points for different budgets, Four cleanings per year covered by the plan, Full coverage for preventative care immediately. Since 1895, we have assisted policyholders through world wars, the Great Depression and various periods of recession and inflation. Joan is a professional translator, writer and editor with a special interest in personal finance and insurance topics. In addition, some policies may require patients to pay a copay when visiting their dentist or undergoing a procedure. Kansas City, MO 64179-0155. Delta Dental does, which makes it a standout in this category. Like many dental insurance plans, Humana Loyalty Plus covers 100% of preventive care like cleanings and fluoride treatments from the outset. When Kansas City Life makes a promise, we stand behind it. We understand that due to COVID-19, making a premium payment in the immediate future may be difficult for some. Savings are clearly explained upfront at the time of service, meaning you will know exactly how much to expect in out-of-pocket costs each time you visit your dentist or dental specialist. Forgot Username or Password ? The payout percentages for annuities with a currently in-force LIR will remain unchanged. 25% savings when a complete pair of prescription glasses is purchased. Register online today to access and manage your MetLife benefits Register for MyBenefits Access This is Sustainability at MetLife From strengthening communities and improving health and well-being to addressing climate change and gender and racial inequity, sustainability is woven into the fabric of who we are. The plan offers benefits for eye examinations, eyeglasses and/or contacts. 816.474.2345 In addition to our convenient locations, we provide comprehensive services, performing a full spectrum of surgeries in-house. Like health insurance, dental coverage absorbs some of the cost of preventative, basic and major oral health services such as routine cleanings, tooth crown placement, dental implant surgeries and denture fittings. 1Dental is our top pick because it works with providers in the 130,000-member Aetna Dental Access Network to offer savings on checkups, cleanings, orthodontics and more. However, even with higher premiums, you may find this the best plan for no waiting, as we did. Go2 Quoter. When it comes to choosing an oral surgeon, most patients want someone who can balance state-of-the-art clinical care with a friendly, approachable demeanor. Frames. Finding an in-network dentist is easy. Yet they are frequently necessary or recommended to slow down bone loss and alleviate the jaw pain associated with temporomandibular joint (TMJ) disorders. Explore Report Opinions are their own, but compensation and in-depth research determine where and how companies may appear. Its standard practice for dental insurance plans to set waiting periods before which full coverage kicks in. Please contact our office at 800-821-6164, ext. Policy terminations will be suspended longer for residents of certain states (CA, NJ, OR, and NY) to comply with state-mandated extensions. Confidentiality Notice | Throughout the last few weeks and in the weeks ahead, this will remain our No. Employers may elect the traditional indemnity plan that allows employees to seek services from any provider, or the PPO plan that allows employees to experience additional cost savings by using a network provider. In New York, insurance products and prepaid dental products are underwritten or provided by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) ("SLHICUS") or by Union Security Life Insurance Company (Fayetteville, NY), administered by SLHICUS. Thats because its not dental insurance, its a dental discount plan. Through our national network of Delta Dental companies, we offer dental coverage in all 50 states, Puerto Rico and other U.S. territories. The two plans can be bundled together for an annual fee of $129. Plan members pay an annual membership fee to receive 1Dental savings at participating dental providers. (Centricity) Policy Portal Login. Over the past 10 years, Delta Dental of Kansas has given more than $10 million back to the communities we serve. Find a Sales Rep. Request for Proposal. Strategic Digital Marketing and Design by Firm Media 2023. Why we chose it: Dental implants have earned a reputation for being the gold standard in permanent tooth replacement. The plan offers benefits for eye examinations, eyeglasses and/or contacts. We've made Security Assured a way of life and you can, too. Kansas City Life considers a number of factors to ensure it has providers in locations accessible With a Dental PPO, you can use any dentist - even if they're not in the network - but you will pay less out of pocket if you use someone in the DPPO network. We offer the Sun Life Dental Network and Sun Life Focus Network . Kansas City Life Insurance Company 2023, Kansas City Life Insurance Companys Purpose. As a not-for-profit corporation we strive to advance oral health care, dental health and access. Once full coverage is in effect, most insurers will pay for 80% of basic care like fillings and extractions and 50% of major care like crowns and bridges. Kansas City Life Dental plans are flexible enough to meet any client's needs. We detected that you're using an older version of Internet Explorer. Our dental plans provide comprehensive coverage for most preventive services, as well as primary and major services. Learn more about our Total Care and Blue Distinction Specialty Care designation programs and find a designated doctor or hospital that meets your needs. Beginning Feb. 1, 2023, the payout factors for Kansas City Life Insurance Company's Lifetime Income Rider (LIR) will be increasing for any LIR with an issue date of Feb. 1, 2023 or later. Can You File Taxes for Free With TurboTax? 8060, by July 1, 2020, to discuss the options available for a policy that has terminated. 2001 - Medical Mutual's Preferred Provider Organization (PPO), SuperMed Plus, is recognized as the first PPO in the United States to earn Full Accreditation from the National Committee for Quality. Hours Monday-Friday 7 a.m.-7 p.m. Central time You will find a number of on-line resources available to you. Although some plans have a high deductible, you only pay Humanas deductible once not annually over the life of the plan. Search Type Zip Code Distance Specialty Kansas City Life Insurance Company and its longstanding record of financial strength help you prepare for whatever the future may bring. Dental Provider Search. 2022 Money Research Collective All Rights Reserved. Single vision $40. A good way to evaluate which type of plan will save you the most money is to look over your dental bills from the past five years. Credentialing Status Obtain forms for: Pre-authorization Pharmacy, Pre-service, Utilization Management, and You may locate all of our network providers by completing the search information below. So, you don't pay anything out-of-pocket when visiting a PPO dentist for a semi-annual check up. Log into Group Dashboard. Furthermore, it offers plans with an annual benefit maximum of $5,000 in some states. Furthermore, theres no deductible for such procedures if your dentist is an in-network provider. How do I find a participating dentist? With UnitedHealthcare, you only have to wait four months. The primary benefits include: Do not submit any personal or private information unless you are authorized and have voluntarily consented to do so. The Kansas City Life Group of Companies* recognizes that its people are the primary reason for the continuing success, and these people will always be fairly compensated and advanced for their contributions to the Group of Companies success. Caring for smiles has been our sole focus for over 40 years. Kansas City Life leases networks of licensed, certified, accredited Spirit Dentals no-wait policy ensures you dont have to put your oral health on hold. Kansas City Life Insurance Companys Purpose Check eligibility, claim status deductible balances and more. 2020 Kansas City Life Insurance Company. The plan also pays for other treatments beyond general oral healthcare visits and cleanings. You can go to the companys website to check whether your state is within its coverage area. Delta Dental of Kansas - Main Office (Wichita) Call Us 1-800-733-5823 Address 1619 N Waterfront Parkway Wichita, KS 67206 View Map Delta Dental of Kansas - Leawood Office Call Us 913-381-4928 Address 11300 Tomahawk Creek Parkway Pinnacle Corporate Centre, Suite 350 Leawood, KS 66211 View Map Secure Email System Delta Dental Secure Email System Denali Dental is also not available in every state. Kansas City Life leases networks of licensed, certified, accredited or otherwise duly authorized providers based on their dedication to provide quality dental care to patients in a cost-effective manner. Our surgeons are considered leaders in their field, and our practice has been named a dental implant center of excellence. People on Medicare may find that having a dental insurance plan in addition to their Medicare coverage makes financial sense, as original Medicare doesnt cover the vast majority of dental services. If you have questions / concerns about the site Not surprisingly, the tradeoff for this level of coverage is high premiums. Policy and certificate referenced: PJ123/CJ123, PJ135/CJ135, PJ143/CJ143, PJ144/CJ144. Kansas City Life Insurance Company Corporate Site, 2023 - Kansas City Life Insurance Company, Privacy Statement | Autism Care Demonstration Directory (providers who can diagnose and treat autism spectrum disorder) Childbirth and Breastfeeding Support Demonstration Directory (certified doulas, lactation counselors or lactation consultants) As noted above, there are plans that have no waiting period whatsoever, but the downside is generally higher premiums. Ads by Money. McClatchy's newsroom and editorial staff were not involved in the creation of this content. Whats more, your plans coverage gets better as time goes on. To electronically receive your 2020 W-2, 1127 Waiver and 1095-C form , you should select the paperless option in ESS before noon, Friday, January 08, 2021 Login to NYC Sep 17, 2013 - NYCAPS Login page No, you did not receive a NYCAPS Health benefits enrollment form Determine if the transfer period is open New York City Employee Self Service Ess. Please contact Kansas City Life Insurance Company to confirm state availability. To ensure a broad base of providers, we encourage providers to enroll with each of the KanCare plans. What sets it apart from many providers is coverage for basic and major services from day one. Please be aware that this is not a secure email network under HIPAA guidelines. Quality Care That's Right for YouWhether you need a routine check-up or a specialty procedure, you want the best care you can find.BCBS recognizes doctors and hospitals for their expertise and exceptional quality in delivering care. In the world of dental insurance, youll often see the coverage structure 100-80-50, meaning that a policy covers preventative care at 100% while paying 80% of basic procedures and 50% of major ones (like implants). A similar caveat applies if you purchase a Delta Dental plan through your states ACA health marketplace. Benefits are available for both in- and out-of-network providers and are available with benefit periods of either 12 or 24 months. We may be compensated if you click this ad. CZ-USA, P.O. Copyright 2023 Delta Dental of Kansas. Since 1895, we have assisted policyholders through the Spanish Flu, world wars, the Great Depression and various periods of recession and inflation. Log into Group Dashboard. Manage Prescriptions Price a medication, find a pharmacy, order auto refills, and more. Denali Summits 60% major care coverage and $6,000 annual maximum (by year four) make it our top choice for those requiring dental implants. The most significant downside to this dental insurance provider is that, at some plan levels, you have to wait 12 months after enrolling in your policy before Guardian Direct will pay to treat a major condition. Some of the company's competitors have networks of participating dentists numbering in the 40,000-44,000 range. Kansas City Life Insurance Company partners with both Davis Vision and VSP Vision Care to bring employers a quality vision plan. Even major services such as dental implants or customized dentures receive first-day coverage. We look to partner with brokers and firms who share our desire to provide clients with market-competitive products and exceptional service. We operate in two areas of specialization. The Application Continuation (Good Health) Statement is now available for E-Signature! Founded in 1895, Kansas City Life Insurance Company is rated "A" (Excellent) by A.M. Best Company. periods of either 12 or 24 months. 1Dental is our top pick because it works with providers in the 130,000-member Aetna. Find providers Try telehealth Check drug costs Already a member? If you reside in the state of Arkansas, please click HERE for the provider directory. You might think the tradeoff would be exorbitant premiums, but depending on the plan you choose, 1Dental costs about a hundred dollars a year. Or, create an account Here are the benefits of creating an account: View plan information Download forms View claims Track dental activity Create an account CZ-USA provides sales and warranty support from their Kansas City, Kansas location. Coverage may not be available in all states. Password Enter your password too! Waits of 12 months or more are not uncommon for major work, and most plans will insist on a delay of six months for routine care. Kansas City Life Insurance Company is dedicated to providing financial security to policyowners and their beneficiaries to assure them the quality of life they might otherwise not enjoy, and to sustaining the Companys growth and prosperity through good management and reasonable profit. Please choose the applicable option on the right. Why we chose it: While Spirit isnt the only insurer to forgo waiting periods for services that are common throughout the industry, it does stand out for its no-wait policy at all plan levels. Read on to find out the best dental insurance plans on the market today. Comprehensive Dental Services. Sometimes, a basic discount plan is all you need to feel secure about being able to get the dental treatments you and your family need. Our list takes many factors into consideration, including overall value, potential savings and age-related restrictions. But in some states, you can get these benefits from a Humana Loyalty Plus plan for less than $30 a month.
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